This book aims to inspire you to take control of your personal finances. The truth is, personal finance is not about how much you earn - it's about how much you convert to wealth. The book focuses on using money to its full potential - from home ownership strategies, insurances, and super, to modern investing tactics. Following two millennials, Penny and Shiriam, the book shows how simple decisions can make an enormous difference to your wealth. In the current social and economic climate, it is more important than ever to use knowledge to build financial security. This is your guide to financial freedom.