The Ridge is a modern, slim front pocket wallet that keeps your everyday carry in check and gets rid of the bulk. The main compartment is expandable and holds 1-12 cards securely and RFID-protected. The wallet is built to last by careful construction and durable materials, backed by a lifetime warranty. The wallet comes with your choice of Cash Strap or Money Clip, which both secure your cash while keeping it easily accessible. They also allow holding parking tickets or RFID-enabled cards on the outside. Cash Strap: A streamlined and slim way to secure your cash. It can hold a lot of cash when necessary. Money Clip: A traditional way for holding cash, the money clip made from spring steel. How about both? For sure! The wallet is built modularly so you can switch for the other later or have both at the same time. You just need few additional parsts which are sold separately below. If you buy the Money Clip wallet, you'll need the Replacement Elastic Cash Strap version + optional Cash Srap Plate. If you buy the Cash Strap wallet, you'll need the Replacement Elastic Money Clip version + the Money Clip. How about neither? Certainly possible. Buy the Money Clip wallet and remove the clip, then you'll have nothing on the outside of the wallet.